Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,992$243,992$373,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$129,508$0
Funding fee$1,220$1,220$0
Note rate6.260%6.260%7.400%
Blended rate6.260%6.863%7.640%
1st payment$1,571.74$1,571.74$2,586.04
2nd payment$0.00$863.38$0.00
Taxes / mo$331.08$331.08$331.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$75.00$75.00$75.00
Total monthly$2,127.82$2,991.21$3,216.82
Cash to close$171,008$41,500$41,500