Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,836$354,836$432,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$77,164$0
Funding fee$1,774$1,774$0
Note rate6.760%6.760%7.400%
Blended rate6.760%7.160%7.640%
1st payment$2,337.35$2,337.35$2,991.08
2nd payment$0.00$578.73$0.00
Taxes / mo$127.08$127.08$127.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,631.10$3,209.83$3,371.23
Cash to close$125,164$48,000$48,000