Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$166,659	$157,500
Remaining term (yrs)	26.4	30.0
Secondary amount	$0	$0
Funding fee	$833	$0
Note rate	6.280%	7.400%
Blended rate	6.280%	7.640%
1st payment	$1,075.67	$1,090.50
2nd payment	$0.00	$0.00
Taxes / mo	$37.42	$37.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$31.50
HOA / mo	$400.00	$400.00
Total monthly	$1,663.09	$1,709.41
Cash to close	$8,341	$17,500