Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,756	$417,756	$436,500
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$42,994	$0
Funding fee	$2,089	$2,089	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	7.002%	7.640%
1st payment	$2,686.29	$2,686.29	$3,022.24
2nd payment	$0.00	$425.46	$0.00
Taxes / mo	$201.92	$201.92	$201.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$28.00	$28.00	$28.00
Total monthly	$3,082.87	$3,508.33	$3,506.12
Cash to close	$67,244	$24,250	$48,500