Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$396,875$396,875$423,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$26,125$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.251%7.640%
1st payment$2,323.63$2,323.63$2,928.77
2nd payment$0.00$195.94$0.00
Taxes / mo$185.83$185.83$185.83
Insurance / mo$166.67$166.67$166.67
MI / mo$299.07$299.07$84.60
HOA / mo$37.67$37.67$37.67
Total monthly$3,012.86$3,208.80$3,403.54
Cash to close$73,125$47,000$47,000