Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$246,841$246,841$504,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$257,159$0
Funding fee$0$0$0
Note rate2.740%2.740%7.400%
Blended rate3.590%5.713%7.640%
1st payment$1,153.62$1,153.62$3,489.59
2nd payment$0.00$1,660.82$0.00
Taxes / mo$187.67$187.67$187.67
Insurance / mo$166.67$166.67$166.67
MI / mo$200.42$200.42$100.80
HOA / mo$55.00$55.00$55.00
Total monthly$1,763.38$3,424.20$3,999.73
Cash to close$313,159$56,000$56,000