Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,842$146,842$193,499
Remaining term (yrs)23.523.530.0
Secondary amount$0$46,657$0
Funding fee$734$734$0
Note rate3.470%3.470%7.400%
Blended rate3.470%4.803%7.640%
1st payment$760.53$760.53$1,339.75
2nd payment$0.00$349.93$0.00
Taxes / mo$77.33$77.33$77.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.70
HOA / mo$270.00$270.00$270.00
Total monthly$1,257.87$1,607.80$1,875.78
Cash to close$68,157$21,500$21,500