Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$148,693	$148,693	$251,100
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$102,407	$0
Funding fee	$0	$0	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	4.470%	5.910%	7.640%
1st payment	$783.73	$783.73	$1,738.57
2nd payment	$0.00	$682.71	$0.00
Taxes / mo	$44.42	$44.42	$44.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.80	$121.80	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,099.95	$1,782.66	$1,983.20
Cash to close	$130,307	$27,900	$27,900