Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$478,858$478,858$1,080,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$601,142$0
Funding fee$2,394$2,394$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.635%7.640%
1st payment$2,260.75$2,260.75$7,477.70
2nd payment$0.00$3,882.38$0.00
Taxes / mo$456.58$456.58$456.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$216.00
HOA / mo$210.00$210.00$210.00
Total monthly$3,144.00$7,026.38$8,576.95
Cash to close$721,142$120,000$120,000