Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$267,733	$269,910
Remaining term (yrs)	26.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.260%	7.400%
Blended rate	6.810%	7.640%
1st payment	$1,724.67	$1,868.80
2nd payment	$0.00	$0.00
Taxes / mo	$73.08	$73.08
Insurance / mo	$150.00	$150.00
MI / mo	$128.25	$53.98
HOA / mo	$205.00	$205.00
Total monthly	$2,281.00	$2,350.87
Cash to close	$32,167	$29,990