Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$346,246$346,246$395,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$48,854$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.563%7.640%
1st payment$2,338.81$2,338.81$2,735.59
2nd payment$0.00$366.41$0.00
Taxes / mo$135.83$135.83$135.83
Insurance / mo$150.00$150.00$150.00
MI / mo$164.26$164.26$79.02
HOA / mo$55.00$55.00$55.00
Total monthly$2,843.90$3,210.31$3,155.45
Cash to close$92,754$43,900$43,900