Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$250,978	$250,978	$336,600
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$85,622	$0
Funding fee	$0	$0	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	3.590%	4.966%	7.640%
1st payment	$1,172.96	$1,172.96	$2,330.55
2nd payment	$0.00	$642.17	$0.00
Taxes / mo	$155.33	$155.33	$155.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$203.78	$203.78	$67.32
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$1,737.07	$2,379.24	$2,758.20
Cash to close	$123,022	$37,400	$37,400