Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,017$433,017$436,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$27,733$0
Funding fee$2,165$2,165$0
Note rate6.110%6.110%7.400%
Blended rate6.110%6.457%7.640%
1st payment$2,766.22$2,766.22$3,022.24
2nd payment$0.00$274.44$0.00
Taxes / mo$339.92$339.92$339.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$55.00$55.00$55.00
Total monthly$3,327.81$3,602.25$3,671.12
Cash to close$51,983$24,250$48,500