Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$435,633	$435,633	$441,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$29,867	$0
Funding fee	$2,178	$2,178	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	5.230%	5.656%	7.640%
1st payment	$2,564.76	$2,564.76	$3,053.39
2nd payment	$0.00	$295.56	$0.00
Taxes / mo	$380.75	$380.75	$380.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$88.20
HOA / mo	$53.00	$53.00	$53.00
Total monthly	$3,165.17	$3,460.73	$3,742.01
Cash to close	$54,367	$24,500	$49,000