Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$64,486$64,486$391,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$327,014$0
Funding fee$0$0$0
Note rate3.510%3.510%7.400%
Blended rate4.360%7.192%7.640%
1st payment$337.67$337.67$2,710.67
2nd payment$0.00$2,111.96$0.00
Taxes / mo$241.08$241.08$241.08
Insurance / mo$150.00$150.00$150.00
MI / mo$53.20$53.20$78.30
HOA / mo$130.00$130.00$130.00
Total monthly$911.95$3,023.92$3,310.05
Cash to close$370,514$43,500$43,500