Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$183,848	$183,848	$696,600
Remaining term (yrs)	15.1	15.1	30.0
Secondary amount	$0	$512,752	$0
Funding fee	$919	$919	$0
Note rate	2.760%	2.760%	7.400%
Blended rate	2.760%	6.433%	7.640%
1st payment	$1,231.99	$1,231.99	$4,823.12
2nd payment	$0.00	$3,311.52	$0.00
Taxes / mo	$400.92	$400.92	$400.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.32
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$1,916.57	$5,228.09	$5,647.02
Cash to close	$590,152	$77,400	$77,400