Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$327,274	$306,000
Remaining term (yrs)	26.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.810%	7.400%
Blended rate	7.360%	7.640%
1st payment	$2,210.66	$2,118.68
2nd payment	$0.00	$0.00
Taxes / mo	$99.17	$99.17
Insurance / mo	$150.00	$150.00
MI / mo	$155.26	$61.20
HOA / mo	$76.00	$76.00
Total monthly	$2,691.09	$2,505.05
Cash to close	$12,726	$34,000