Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$75,583	$75,583	$378,000
Remaining term (yrs)	15.0	15.0	30.0
Secondary amount	$0	$302,417	$0
Funding fee	$0	$0	$0
Note rate	4.270%	4.270%	7.400%
Blended rate	5.120%	7.224%	7.640%
1st payment	$567.12	$567.12	$2,617.20
2nd payment	$0.00	$1,953.11	$0.00
Taxes / mo	$176.17	$176.17	$176.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$81.46	$81.46	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$974.75	$2,927.85	$3,018.96
Cash to close	$344,417	$42,000	$42,000