Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$400,517$400,517$504,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$103,483$0
Funding fee$2,003$2,003$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.844%7.640%
1st payment$1,886.96$1,886.96$3,489.59
2nd payment$0.00$689.89$0.00
Taxes / mo$263.75$263.75$263.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.80
HOA / mo$75.00$75.00$75.00
Total monthly$2,392.38$3,082.27$4,095.81
Cash to close$159,483$56,000$56,000