Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,425$364,425$395,100
Remaining term (yrs)28.528.530.0
Secondary amount$0$30,675$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.201%7.640%
1st payment$2,340.99$2,340.99$2,735.59
2nd payment$0.00$230.07$0.00
Taxes / mo$139.67$139.67$139.67
Insurance / mo$150.00$150.00$150.00
MI / mo$169.75$169.75$79.02
HOA / mo$75.00$75.00$75.00
Total monthly$2,875.41$3,105.48$3,179.28
Cash to close$74,575$43,900$43,900