Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$353,267	$337,500
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$1,766	$0
Note rate	6.440%	7.400%
Blended rate	6.440%	7.640%
1st payment	$2,269.64	$2,336.78
2nd payment	$0.00	$0.00
Taxes / mo	$72.42	$72.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$67.50
HOA / mo	$164.00	$164.00
Total monthly	$2,656.05	$2,790.70
Cash to close	$21,733	$37,500