Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$212,664	$212,664	$395,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$182,436	$0
Funding fee	$1,063	$1,063	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.020%	5.320%	7.640%
1st payment	$1,036.50	$1,036.50	$2,735.59
2nd payment	$0.00	$1,216.24	$0.00
Taxes / mo	$197.25	$197.25	$197.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.02
HOA / mo	$29.00	$29.00	$29.00
Total monthly	$1,412.75	$2,629.00	$3,190.86
Cash to close	$226,336	$43,900	$43,900