Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$418,632$418,632$494,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$75,468$0
Funding fee$0$0$0
Note rate6.260%6.260%7.400%
Blended rate6.810%7.144%7.640%
1st payment$2,696.73$2,696.73$3,421.05
2nd payment$0.00$566.01$0.00
Taxes / mo$517.83$517.83$517.83
Insurance / mo$166.67$166.67$166.67
MI / mo$200.53$200.53$98.82
HOA / mo$84.00$84.00$84.00
Total monthly$3,665.76$4,231.76$4,288.37
Cash to close$130,368$54,900$54,900