Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$381,326	$381,326	$463,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$82,174	$0
Funding fee	$1,907	$1,907	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.031%	7.640%
1st payment	$1,808.53	$1,808.53	$3,209.18
2nd payment	$0.00	$616.30	$0.00
Taxes / mo	$407.50	$407.50	$407.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.70
HOA / mo	$79.00	$79.00	$79.00
Total monthly	$2,461.70	$3,078.00	$3,955.05
Cash to close	$133,674	$51,500	$51,500