Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,960$254,960$801,000
Remaining term (yrs)19.919.930.0
Secondary amount$0$546,040$0
Funding fee$1,275$1,275$0
Note rate3.440%3.440%7.400%
Blended rate3.440%6.378%7.640%
1st payment$1,470.82$1,470.82$5,545.96
2nd payment$0.00$3,526.51$0.00
Taxes / mo$115.00$115.00$115.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,802.48$5,328.99$6,037.83
Cash to close$635,040$89,000$89,000