Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$271,392	$279,000
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,357	$0
Note rate	5.230%	7.400%
Blended rate	5.230%	7.640%
1st payment	$1,597.80	$1,931.74
2nd payment	$0.00	$0.00
Taxes / mo	$13.33	$13.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$55.80
HOA / mo	$169.00	$169.00
Total monthly	$1,930.13	$2,319.87
Cash to close	$38,608	$31,000