Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$258,555	$258,555	$395,997
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$137,443	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	6.035%	7.640%
1st payment	$1,463.61	$1,463.61	$2,741.81
2nd payment	$0.00	$916.28	$0.00
Taxes / mo	$233.25	$233.25	$233.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$213.53	$213.53	$79.20
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,110.39	$3,026.67	$3,254.25
Cash to close	$181,442	$44,000	$44,000