Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$393,334	$393,334	$413,100
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$42,716	$0
Funding fee	$0	$0	$0
Note rate	7.440%	7.440%	7.400%
Blended rate	7.990%	8.371%	7.640%
1st payment	$2,808.52	$2,808.52	$2,860.22
2nd payment	$0.00	$422.71	$0.00
Taxes / mo	$376.00	$376.00	$376.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$185.18	$185.18	$82.62
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$3,621.37	$4,044.08	$3,570.51
Cash to close	$65,666	$22,950	$45,900