Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$156,923	$156,923	$269,999
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$113,076	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.053%	7.640%
1st payment	$855.55	$855.55	$1,869.42
2nd payment	$0.00	$753.84	$0.00
Taxes / mo	$81.58	$81.58	$81.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.06	$130.06	$54.00
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,277.20	$2,031.03	$2,215.00
Cash to close	$143,076	$30,000	$30,000