Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$402,014$402,014$413,910
Remaining term (yrs)27.027.030.0
Secondary amount$0$34,891$0
Funding fee$0$0$0
Note rate7.200%7.200%7.400%
Blended rate7.750%8.079%7.640%
1st payment$2,812.11$2,812.11$2,865.83
2nd payment$0.00$345.28$0.00
Taxes / mo$404.92$404.92$404.92
Insurance / mo$166.67$166.67$166.67
MI / mo$189.88$189.88$82.78
HOA / mo$65.00$65.00$65.00
Total monthly$3,638.57$3,983.85$3,585.19
Cash to close$57,886$22,995$45,990