Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$135,612	$135,612	$508,410
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$372,798	$0
Funding fee	$678	$678	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	3.670%	6.662%	7.640%
1st payment	$842.43	$842.43	$3,520.13
2nd payment	$0.00	$2,407.65	$0.00
Taxes / mo	$185.50	$185.50	$185.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$101.68
HOA / mo	$42.00	$42.00	$42.00
Total monthly	$1,236.59	$3,644.24	$4,015.98
Cash to close	$429,288	$56,490	$56,490