Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$196,279$196,279$234,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$37,721$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.764%7.640%
1st payment$930.81$930.81$1,620.17
2nd payment$0.00$282.91$0.00
Taxes / mo$49.50$49.50$49.50
Insurance / mo$150.00$150.00$150.00
MI / mo$154.40$154.40$46.80
HOA / mo$218.00$218.00$218.00
Total monthly$1,502.71$1,785.62$2,084.47
Cash to close$63,721$26,000$26,000