Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$227,669$227,669$242,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$27,881$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.853%7.640%
1st payment$1,537.85$1,537.85$1,676.25
2nd payment$0.00$275.91$0.00
Taxes / mo$70.17$70.17$70.17
Insurance / mo$150.00$150.00$150.00
MI / mo$108.01$108.01$48.42
HOA / mo$216.00$216.00$216.00
Total monthly$2,082.03$2,357.93$2,160.84
Cash to close$41,331$13,450$26,900