Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,673	$229,673	$382,410
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$152,737	$0
Funding fee	$1,148	$1,148	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	5.135%	7.640%
1st payment	$1,141.90	$1,141.90	$2,647.73
2nd payment	$0.00	$1,018.25	$0.00
Taxes / mo	$245.92	$245.92	$245.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.48
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$1,577.82	$2,596.07	$3,160.13
Cash to close	$195,227	$42,490	$42,490