Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,096	$417,096	$422,099
Remaining term (yrs)	29.4	29.4	30.0
Secondary amount	$0	$28,453	$0
Funding fee	$2,085	$2,085	$0
Note rate	5.980%	5.980%	7.400%
Blended rate	5.980%	6.356%	7.640%
1st payment	$2,510.58	$2,510.58	$2,922.53
2nd payment	$0.00	$281.56	$0.00
Taxes / mo	$196.33	$196.33	$196.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.42
HOA / mo	$51.00	$51.00	$51.00
Total monthly	$2,924.58	$3,206.15	$3,420.95
Cash to close	$51,903	$23,450	$46,900