Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$127,019	$127,019	$382,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$255,481	$0
Funding fee	$635	$635	$0
Note rate	2.200%	2.200%	7.400%
Blended rate	2.200%	5.907%	7.640%
1st payment	$559.27	$559.27	$2,648.35
2nd payment	$0.00	$1,649.98	$0.00
Taxes / mo	$193.75	$193.75	$193.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$963.02	$2,613.00	$3,128.60
Cash to close	$297,981	$42,500	$42,500