Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,685$240,685$490,500
Remaining term (yrs)27.027.030.0
Secondary amount$0$249,815$0
Funding fee$1,203$1,203$0
Note rate7.440%7.440%7.400%
Blended rate7.440%7.598%7.640%
1st payment$1,721.81$1,721.81$3,396.12
2nd payment$0.00$1,613.39$0.00
Taxes / mo$467.08$467.08$467.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$38.00$38.00$38.00
Total monthly$2,393.56$4,006.95$4,165.97
Cash to close$304,315$54,500$54,500