Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$296,563$296,563$305,910
Remaining term (yrs)27.527.530.0
Secondary amount$0$26,342$0
Funding fee$0$0$0
Note rate6.820%6.820%7.400%
Blended rate7.370%7.738%7.640%
1st payment$1,988.42$1,988.42$2,118.06
2nd payment$0.00$260.67$0.00
Taxes / mo$73.50$73.50$73.50
Insurance / mo$150.00$150.00$150.00
MI / mo$139.51$139.51$61.18
HOA / mo$115.00$115.00$115.00
Total monthly$2,466.43$2,727.10$2,517.74
Cash to close$43,337$16,995$33,990