Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$328,086	$328,086	$350,910
Remaining term (yrs)	28.2	28.2	30.0
Secondary amount	$0	$42,319	$0
Funding fee	$0	$0	$0
Note rate	6.910%	6.910%	7.400%
Blended rate	7.460%	7.964%	7.640%
1st payment	$2,201.79	$2,201.79	$2,429.63
2nd payment	$0.00	$418.78	$0.00
Taxes / mo	$80.50	$80.50	$80.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.07	$153.07	$70.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,585.37	$3,004.15	$2,730.31
Cash to close	$61,814	$19,495	$38,990