Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,893$267,893$283,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$31,357$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.780%7.640%
1st payment$1,270.42$1,270.42$1,962.90
2nd payment$0.00$310.30$0.00
Taxes / mo$194.00$194.00$194.00
Insurance / mo$150.00$150.00$150.00
MI / mo$210.74$210.74$56.70
HOA / mo$245.00$245.00$245.00
Total monthly$2,070.16$2,380.46$2,608.60
Cash to close$47,107$15,750$31,500