Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,030$362,030$436,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$74,470$0
Funding fee$1,810$1,810$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.217%7.640%
1st payment$2,424.73$2,424.73$3,022.24
2nd payment$0.00$558.53$0.00
Taxes / mo$72.83$72.83$72.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,664.23$3,222.75$3,349.04
Cash to close$122,970$48,500$48,500