Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$481,540$481,540$508,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$26,960$0
Funding fee$0$0$0
Note rate6.340%6.340%7.400%
Blended rate6.890%7.002%7.640%
1st payment$3,118.75$3,118.75$3,520.75
2nd payment$0.00$202.20$0.00
Taxes / mo$256.75$256.75$256.75
Insurance / mo$166.67$166.67$166.67
MI / mo$229.97$229.97$101.70
HOA / mo$26.33$26.33$26.33
Total monthly$3,798.47$4,000.67$4,072.20
Cash to close$83,460$56,500$56,500