Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$54,771	$54,771	$216,000
Remaining term (yrs)	13.1	13.1	30.0
Secondary amount	$0	$161,229	$0
Funding fee	$0	$0	$0
Note rate	4.920%	4.920%	7.400%
Blended rate	5.770%	7.435%	7.640%
1st payment	$469.55	$469.55	$1,495.54
2nd payment	$0.00	$1,074.86	$0.00
Taxes / mo	$94.75	$94.75	$94.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$62.53	$62.53	$43.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$776.83	$1,851.68	$1,783.49
Cash to close	$185,229	$24,000	$24,000