Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$292,500
Remaining term (yrs)	21.8	21.8	30.0
Secondary amount	$0	$292,500	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,025.21
2nd payment	$0.00	$1,889.06	$0.00
Taxes / mo	$412.67	$412.67	$412.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$562.67	$2,451.73	$2,646.38
Cash to close	$325,000	$32,500	$32,500