Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$270,611	$270,611	$287,910
Remaining term (yrs)	26.9	26.9	30.0
Secondary amount	$0	$33,294	$0
Funding fee	$0	$0	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	7.510%	7.988%	7.640%
1st payment	$1,854.25	$1,854.25	$1,993.43
2nd payment	$0.00	$329.47	$0.00
Taxes / mo	$19.50	$19.50	$19.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.26	$128.26	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,152.01	$2,481.48	$2,220.51
Cash to close	$49,289	$15,995	$31,990