Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$53,785	$53,785	$355,500
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$301,715	$0
Funding fee	$0	$0	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	4.820%	7.307%	7.640%
1st payment	$343.47	$343.47	$2,461.41
2nd payment	$0.00	$1,948.58	$0.00
Taxes / mo	$491.17	$491.17	$491.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.15	$51.15	$71.10
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$1,056.61	$3,005.19	$3,194.51
Cash to close	$341,215	$39,500	$39,500