Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$156,054$156,054$238,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$82,446$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.617%7.640%
1st payment$759.17$759.17$1,651.33
2nd payment$0.00$618.35$0.00
Taxes / mo$282.64$282.64$282.64
Insurance / mo$150.00$150.00$150.00
MI / mo$127.87$127.87$47.70
HOA / mo$169.00$169.00$169.00
Total monthly$1,488.68$2,107.03$2,300.66
Cash to close$108,946$26,500$26,500