Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$243,223	$243,223	$281,160
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$37,937	$0
Funding fee	$0	$0	$0
Note rate	6.560%	6.560%	7.400%
Blended rate	7.110%	7.365%	7.640%
1st payment	$1,561.24	$1,561.24	$1,946.70
2nd payment	$0.00	$284.53	$0.00
Taxes / mo	$269.50	$269.50	$269.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.51	$112.51	$56.23
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,093.25	$2,377.78	$2,422.43
Cash to close	$69,177	$31,240	$31,240