Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,937	$169,937	$292,500
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$122,563	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.850%	7.640%
1st payment	$876.35	$876.35	$2,025.21
2nd payment	$0.00	$817.08	$0.00
Taxes / mo	$70.75	$70.75	$70.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.10	$139.10	$58.50
HOA / mo	$56.00	$56.00	$56.00
Total monthly	$1,292.20	$2,109.28	$2,360.46
Cash to close	$155,063	$32,500	$32,500