Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$202,174	$202,174	$247,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$45,326	$0
Funding fee	$0	$0	$0
Note rate	6.360%	6.360%	7.400%
Blended rate	7.210%	7.538%	7.640%
1st payment	$1,318.28	$1,318.28	$1,713.64
2nd payment	$0.00	$339.95	$0.00
Taxes / mo	$89.29	$89.29	$89.29
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.91	$149.91	$49.50
HOA / mo	$365.00	$365.00	$365.00
Total monthly	$2,072.49	$2,412.43	$2,367.43
Cash to close	$72,826	$27,500	$27,500